I once had a neighbor who belonged to, or at least sympathized with, a small group of people who resented being told what to do. Especially by the government. To this end he and his friends refused to buy automobile liability insurance, primarily because laws passed by the state Legislature required it, and they didn’t like being pushed around. Whether or not they couldn’t afford it, I don’t know, but their argument was—beside not wanting to be told what to do—that they were “responsible”. That meant, I assume, that if they were at fault in an accident that maimed someone in the other car that they would hap pily cover that person’s medical costs, rehabilitation, and lost wages, among other things. A noble thought, but one that could be thrown out the window once it became too expensive for them.
